Set up in the small Norwegian town of Arendal just over a century ago, Gard Insurance has grown into one of the world's biggest marine insurance groups with experience in the highly challenging sector of underwriting and handling of maritime claims. Gard's two insurance branches in Singapore are testament to the city-state's growing importance to the shipping and offshore industries. Seen from left to right: Eilanda Lui (Underwriter) and John Martin (Managing Director).